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Child Trust Fund

Every child born in the UK between 1 September 2002 and 2 January 2011 has a Child Trust Fund, a long-term, tax-free savings account.

Newport Credit Union has administered these accounts for a number of years, and unlike other organisations, guarantee only growth on the accounts. Other providers may invest your child's money, which means the value can go down as well as up. During our last audited financial year (Oct 14 - Sept 15), each CTF account with us received a 1.5% return.

You can add up to £4,080 a year to the account, and anyone can pay in. The money belongs to the child but can’t be taken out until they’re 18.

It's easy to transfer your child's account to Newport Credit Union - there is a simple form to fill in and we do the rest.

If you are unsure where your child's CTF account is, visit and then fill out our form.

Newport Credit Union, The Indoor Market, Upper Dock Street, Newport, South Wales, NP20 1DD Telephone 01633 214913
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

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