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Loans From Newport Credit Union

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* The interest rate you pay, and the amount you are able to borrow may vary depending on your saving and loan record with the credit union.

* All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding.

* All information contained on this web page is correct at time of publishing. The Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

* All repayment values are inclusive of interest.

Our loans are available for just about any purpose – a new car, computer, holidays, weddings, Christmas expenses or home improvements. Our rates are competitive, fair and affordable.

Please click on the button below to apply for a loan today. You'll need your membership number, so if you haven't yet joined then please click here first.


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If you want to know more about the loans we offer and how they work, then please check them out before applying.


Credit unions have a major role to play in enabling members to make the best of all their resources. This means:

For a list of Frequently Asked Questions, read the loans FAQ here

Borrowing from Newport Credit Union

The policy of the credit union movement is truth-in-lending, with no hidden costs, and no arrangement fees. Early repayment of a loan will in fact result in reduced interest payments as loan interest is applied on a daily basis, on the reducing balance.

In other words we will only charge interest on the amount outstanding on the loan, meaning that the quicker the loan is repaid the less interest will be charged.

Saving while repaying a loan:

Members are encouraged to continue saving particularly while repaying a loan, and sometimes we make it a condition of the loan agreement so that the member is actually better off once the loan has been repaid.

Why is a Credit Union loan better?

The loan application form is available to download from here.

Newport Credit Union Ltd, 27 Skinner Street, Newport, NP20 1HB Telephone 01633 214913
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

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