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t: 01633 214913

e: [email protected]

Payroll Loan

Loan Calculator

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Fixed APR
Annual Percentage Rate

Monthly Repayments
monthly repayments

Loan Amount
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* The interest rate you pay, and the amount you are able to borrow may vary depending on your saving and loan record with the credit union.

* All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding.

* All information contained on this web page is correct at time of publishing. The Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

* All repayment values are inclusive of interest.


Members who work for one of our Payroll Partner organisations can apply for a Payroll or Payroll FAST Loan. You can borrow up to £10,000 (first loan capped at £5,000) and the loan is repaid directly through your wages. Not yet a member.....then join here

Payroll FAST Loan

If you are in need of a small £500 loan, to help in an emergency, then check out our Payroll FAST Loan. It is designed to support you when you get an unavoidable expense such as a boiler repair or if your car is in the garage.

The fixed £500 loan (41.2% APR) is repaid in installments of £65 per month* and we also ask you to save £12 per month into an Attached Savings account, which can be accessed once your loan is fully repaid.

*Representative example: 8 monthly installments of £65, plus a final installment of £54.55. Interest rate 41.2% APR (21/01/2022). Application open to new and existing members, must be 18 or over, must be a new loan, no top ups permitted. Total interest repaid will vary depending on the date of your loan and when we receive your monthly payroll deduction.

If all the following statements are true, then you can apply now:

We can provide you with a same day loan, if you sign before 2pm (Monday-Friday). If you are already a member of Newport Credit Union then you can apply straight away, and if not join here

Apply online



Payroll Loan

We also offer larger loans up to £10,000 (initial loan capped at £5,000); so if you are looking to buy a new car, renovate your home, or plan a dream holiday, then apply today. Our rates range from 6.2% - 41.2% APR depending on how much you borrow, and you can use the calculator above to check your repayments and the interest charged.

We will need a bit more information than we ask for the Payroll FAST Loan, which will include your most recent bank transactions (2 months). We will make this as simple as possible and the entire process can be completed online if you choose. If you are already a member of Newport Credit Union then you can apply now, and if not join here

Apply online


Please see a list of our current payroll partners below:




                                        Liberty Steel


                                     Celtic Manor




                                   Newport Live Logo


         Image result for alan r jones logo                     Newport CAB



       Age Cymru Gwent

Newport Credit Union Ltd, 27 Skinner Street, Newport, NP20 1HB Telephone 01633 214913
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

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